Affordable, flexible insurance solutions for individuals,
families, and businesses across Kenya.
With Tarnec Life Insurance, choose from flexible life cover options designed
to safeguard your family’s future, no matter what lies ahead.
Affordable plans covering inpatient, outpatient, and
emergency care across Kenya’s trusted hospitals.
From comprehensive to third-party coverage, we’ve got your car, passengers,
and peace of mind secured anywhere in Kenya.
We want you to grow and invest in your business,
knowing that you have your back covered.
Shield your property and valuables against fire, theft, and natural disasters.
We the comfort of knowing your home and belongings are always protected.
Tarnec Insurance is a proudly Kenyan insurance company dedicated to protecting what matters most — your life, health, home, and livelihood.
Our commitment goes beyond policies — we build lasting partnerships founded on integrity, transparency, and care. Whether you’re an individual, a family, or a business, we help you prepare for the unexpected with confidence and peace of mind.
At Tarnec, our mission is simple: to make insurance accessible, understandable, and empowering for every Kenyan.
To empower every Kenyan with accessible, reliable, and affordable insurance solutions that safeguard their future and promote peace of mind.
To be Kenya’s most trusted insurance partner — known for excellence, innovation, and customer-first service.
At Tarnec Insurance, we provide a full range of insurance products designed to protect what matters most — your health, your property, your income, and your loved ones.
Whether you’re an individual, family, or business, our goal is simple: to give you peace of mind through affordable, reliable, and personalized coverage.
Drive with confidence — we’ve got you covered.
Our Motor Insurance plans protect your vehicle, passengers, and third parties against accidents, theft, fire, and damage. We offer flexible options to suit every driver and budget.
Protect your health and your loved ones.
Good health is the foundation of a good life. Tarnec Health Insurance provides access to quality medical care across Kenya’s trusted hospitals and clinics — without financial strain.
Secure their tomorrow, today.
Life is unpredictable — but your family’s future doesn’t have to be. Our Life Insurance plans offer financial protection for your loved ones when they need it most.
Protect your home — your greatest investment.
Your home is your haven, and we help keep it safe from life’s uncertainties. Our Home Insurance covers your building, belongings, and valuable possessions against loss or damage.
Explore the World with Confidence.
Wherever life takes you, Tarnec Travel Insurance ensures your trips are safe and worry-free. Enjoy financial protection against unexpected events — from medical emergencies to lost luggage and trip cancellations.
Protect Your Business, Secure Your Success.
Your business is your livelihood — protect it from risks that could disrupt operations or cause loss. Tarnec Business Insurance offers tailored protection for companies of all sizes across Kenya.
With more than a decade of proven excellence, Tarnec has built a strong reputation for prompt and transparent claims settlement.
Every customer is unique — and so are our products. From motor to health, life, and business covers, our insurance solutions are custom-built for the Kenyan market, offering the right balance between affordability and comprehensive coverage.
At Tarnec, we believe protection should be both financially wise and rewarding.
At Tarnec Insurance, we don’t just sell policies — we build relationships based on trust, reliability, and care. Our goal is to make insurance simple, transparent, and genuinely helpful for every client. Here’s why thousands of Kenyans continue to choose us as their preferred insurance partner:
We understand that during tough moments, what you need most is speed and support. Our claims process is simple, digital-first, and transparent from start to finish. We prioritize quick assessments, fair settlements, and constant communication — so you always know where your claim stands.
Our Promise: No hidden clauses. No unnecessary delays. Just fast, honest service when it matters most.
Insurance isn’t one-size-fits-all — and neither is our service. Our experienced team of advisors works closely with you to understand your needs and craft solutions that truly fit your life, business, or family.
From policy selection to claims handling, we offer expert guidance every step of the way.
Our Promise: You’re not just a policy number — you’re part of the Tarnec family.
Everyone deserves quality protection — no matter their income or lifestyle. Tarnec offers some of the most competitive premiums in Kenya, with flexible payment plans that fit your budget.
Whether you prefer monthly, quarterly, or annual payments, our goal is to keep you insured without financial strain.
Our Promise: More value for your money, without compromising coverage.
For years, Tarnec has been a trusted name in Kenya’s insurance industry — protecting individuals, families, and businesses across the country. Our reputation is built on integrity, consistency, and a proven track record of delivering on our promises.
Our Promise: Stability, reliability, and protection you can count on — today and for generations to come.
At Tarnec Insurance, we measure our success by the satisfaction of our clients.
Here’s what some of our customers have to say about their experience with us — from claims to customer care and everything in between.
"After my accident, Tarnec’s team handled everything efficiently. The claims officer guided me step-by-step, and I received compensation within the week. I recommend them to anyone ."
"As a small business owner, I needed coverage for my shop and employees. Tarnec provided a flexible business package that fits my budget perfectly."
"When I lost a loved one, Tarnec’s Life Insurance team was compassionate and professional. They made a difficult time a little easier by ensuring everything was processed smoothly."
"When I lost a loved one, Tarnec’s Life Insurance team was compassionate and professional. They made a difficult time a little easier by ensuring everything was processed smoothly."
From policy advisors to claims specialists, every member of our team shares a single mission — to make insurance simple, accessible, and trustworthy for every Kenyan.
At Tarnec Insurance, we’re always ready to listen, guide, and support you. Whether you have a question, need a quote, or want to learn more about our products, our team is just a message away.
Let’s connect — and together, we’ll find the insurance solution that fits your life, business, or family.
Stay informed with Tarnec!