Secure Your Future
Protect What Matters

Affordable, flexible insurance solutions for individuals,
families, and businesses across Kenya.

Secure Their Tomorrow,
Today

With Tarnec Life Insurance, choose from flexible life cover options designed
to safeguard your family’s future, no matter what lies ahead.

Protect Your Health,
Protect Your Future

Affordable plans covering inpatient, outpatient, and
emergency care across Kenya’s trusted hospitals.

Drive with Confidence
– Motor Insurance That
Covers You All the Way

From comprehensive to third-party coverage, we’ve got your car, passengers,
and peace of mind secured anywhere in Kenya.

Take good care of your
Business so that you can
take care of business

We want you to grow and invest in your business,
knowing that you have your back covered.

Your Home, Your Haven
— Keep It Safe

Shield your property and valuables against fire, theft, and natural disasters.
We the comfort of knowing your home and belongings are always protected.

GET RELIABLE INSURANCE FOR ALL THE THINGS YOU LOVE

About Us

Trusted Insurance Solutions for Every Kenyan

Tarnec Insurance is a proudly Kenyan insurance company dedicated to protecting what matters most — your life, health, home, and livelihood. 

Our commitment goes beyond policies — we build lasting partnerships founded on integrity, transparency, and care. Whether you’re an individual, a family, or a business, we help you prepare for the unexpected with confidence and peace of mind.

At Tarnec, our mission is simple: to make insurance accessible, understandable, and empowering for every Kenyan.

Our Mission

To empower every Kenyan with accessible, reliable, and affordable insurance solutions that safeguard their future and promote peace of mind.

Our Vision

To be Kenya’s most trusted insurance partner — known for excellence, innovation, and customer-first service.

~ Our Services

Comprehensive Insurance Solutions for Every Stage of Life

At Tarnec Insurance, we provide a full range of insurance products designed to protect what matters most — your health, your property, your income, and your loved ones.

Whether you’re an individual, family, or business, our goal is simple: to give you peace of mind through affordable, reliable, and personalized coverage.

Drive with confidence — we’ve got you covered.
Our Motor Insurance plans protect your vehicle, passengers, and third parties against accidents, theft, fire, and damage. We offer flexible options to suit every driver and budget.

Protect your health and your loved ones.
Good health is the foundation of a good life. Tarnec Health Insurance provides access to quality medical care across Kenya’s trusted hospitals and clinics — without financial strain.

Secure their tomorrow, today.
Life is unpredictable — but your family’s future doesn’t have to be. Our Life Insurance plans offer financial protection for your loved ones when they need it most.

Protect your home — your greatest investment.
Your home is your haven, and we help keep it safe from life’s uncertainties. Our Home Insurance covers your building, belongings, and valuable possessions against loss or damage.

Explore the World with Confidence.
Wherever life takes you, Tarnec Travel Insurance ensures your trips are safe and worry-free. Enjoy financial protection against unexpected events — from medical emergencies to lost luggage and trip cancellations.

Protect Your Business, Secure Your Success.
Your business is your livelihood — protect it from risks that could disrupt operations or cause loss. Tarnec Business Insurance offers tailored protection for companies of all sizes across Kenya.

Experience the tarnec difference

At your side, every day.

A Trusted Industry Leader — Over 10 Years of Reliability

With more than a decade of proven excellence, Tarnec has built a strong reputation for prompt and transparent claims settlement

Tailored Insurance Solutions for Kenyan Lifestyles

Every customer is unique — and so are our products. From motor to health, life, and business covers, our insurance solutions are custom-built for the Kenyan market, offering the right balance between affordability and comprehensive coverage.

Smart, Affordable, and Tax-Advantaged Plans

At Tarnec, we believe protection should be both financially wise and rewarding

Why Choose Tarnec Insurance

We execute our ideas from the start to finish

At Tarnec Insurance, we don’t just sell policies — we build relationships based on trust, reliability, and care. Our goal is to make insurance simple, transparent, and genuinely helpful for every client. Here’s why thousands of Kenyans continue to choose us as their preferred insurance partner:

Fast and Transparent Claims Process

We understand that during tough moments, what you need most is speed and support. Our claims process is simple, digital-first, and transparent from start to finish. We prioritize quick assessments, fair settlements, and constant communication — so you always know where your claim stands.

Our Promise: No hidden clauses. No unnecessary delays. Just fast, honest service when it matters most.

Personalized Support from Experienced Professionals

Insurance isn’t one-size-fits-all — and neither is our service. Our experienced team of advisors works closely with you to understand your needs and craft solutions that truly fit your life, business, or family.

From policy selection to claims handling, we offer expert guidance every step of the way.

Our Promise: You’re not just a policy number — you’re part of the Tarnec family.

Affordable Premiums with Flexible Payment Options

Everyone deserves quality protection — no matter their income or lifestyle. Tarnec offers some of the most competitive premiums in Kenya, with flexible payment plans that fit your budget.

Whether you prefer monthly, quarterly, or annual payments, our goal is to keep you insured without financial strain.

Our Promise: More value for your money, without compromising coverage.

 

Trusted by Thousands of Kenyans

For years, Tarnec has been a trusted name in Kenya’s insurance industry — protecting individuals, families, and businesses across the country. Our reputation is built on integrity, consistency, and a proven track record of delivering on our promises.

Our Promise: Stability, reliability, and protection you can count on — today and for generations to come.

 

~ Testimonials

Real Stories. Real Protection. Real Peace of Mind.

At Tarnec Insurance, we measure our success by the satisfaction of our clients.
Here’s what some of our customers have to say about their experience with us — from claims to customer care and everything in between.

OUR TEAM

The Team Behind Tarnec Insurance

From policy advisors to claims specialists, every member of our team shares a single mission — to make insurance simple, accessible, and trustworthy for every Kenyan.

Josphine Waruguru

Chief Executive Officer

Preston Mulama

Health Insurance Agent

Mary Ann Sadi

Home Insurance Agent

john Karanja

Business Insurance Agent
Latest News & Blog

Stay Informed. Stay Protected. Stay Ahead.

~ Get in touch

We’re Here When You Need Us Most

At Tarnec Insurance, we’re always ready to listen, guide, and support you. Whether you have a question, need a quote, or want to learn more about our products, our team is just a message away.

Let’s connect — and together, we’ll find the insurance solution that fits your life, business, or family.

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